If you cherish your boat like most people do, now’s the time to invest in a little protection. Your boat is always there for you. You should return the favor! Getting boat insurance is not difficult if you know where to go.
First, figure out what the value of your boat is. By estimating your boat’s actual resell value, you will know exactly how much coverage you need to protect it. Imagine what would happen if you lost your boat due to theft, flooding, or mechanical failure that could not be repaired.
Whatever the reason, you can turn to us at the Zapp Insurance Agency. We cover many types of insurance including boat insurance.
Is Boat Insurance Mandated in New York?
No. Boat insurance is not required, but you should insure your boat anyway in case something happens to it. Assess the value of your boat before contacting an agent so you can share with them a realistic picture of what your boat would cost to repair or replace.
People get boat insurance for a number of different reasons:
- Other acts of nature or accident/mischief
Ask the professional insurance agents with Zapp Insurance to get you replacement cost boat insurance. This type of insurance will fully replace your boat in the event of a total loss.
If the loss is not a full loss but involves a lot of damage to your boat, you will need insurance that you can use to repair the damage.
If you live in Ballston Spa, NY a great choice for insurance is just a phone call away. Contact Zapp Insurance Agency for more information and to find out more about their boat insurance options. Your old friend is always there for you. Return the favor with boat insurance from someone you trust!