Summer is Coming: Equip Your Teen Driver With Rules to Live By

Teen Drivers Usually Mean Well

The most important rule for your teen driver to live by is to try and understand physiology. You’ll hear them drag racing down your residential street. The car zipping by when you know they are going way too fast for their own good. Maybe even showing off for their friends.

Even with all this; teen drivers usually mean well.

They need to understand that it is the impetuousness of their youth that is the culprit. Their feeling of immortality that leads them to play chicken and never drive away from a challenge to race to the next red light. Hormones play a role, and the overall lack of life experience is a factor. This is why it is important to talk with your teen and let them know that some actions do have consequence.

Scare Tactics

Insurance rates are significantly more for teen and young adult drivers under the age of 25. There is a reason. Share the statistics with them. Share the photos of wrecks and the carnage that it causes. It is not easy to take your happy-go-lucky teen and give them a reality shot, but it is necessary.

Institute your own rules since you usually have the leverage of the gas and the auto to enforce your rules with no mercy.

It is our aim at Zapp Insurance Agency, LLC to support the education of teen drivers in their and their parent’s quest to have them be safer on the road. We serve the Ballston Spa, NY and surrounding areas with expertise and professionalism. Give the agents at Zapp Insurance Agency, LLC a call today to learn how your insurance policies can be an effective tool in keeping the roads safer for all drivers. For more information on auto insurance, please visit our office in Ballston Spa, NY or use our online rating tool to find quotes on your home and auto insurance.

Protecting Your Car From Hail Damage in Ballston Spa, NY

Serving the residents of Ballston Spa, NY, the professional team of agents at Zapp Insurance Agency can offer advice on how to protect your car from hail damage that can occur during severe thunderstorms.

Parking you car in a garage or carport is the best way to protect it from any severe weather damage. If you do not have access to either, you can cover your car with a thick tarp. If possible, it may be easier to drive to a safer location where both you and the vehicle can be sufficiently protected from the storm. Not everyone has access to a garage, carport, or barn where they can park their vehicle during a severe storm. Know your community and find areas that can be used as “safe zones” in the event of severe weather.

When it comes to damage caused by severe weather, you should call your insurance agent so that you understand exactly what is covered and what is not. Severe weather can cause different types of damage ranging from hail to falling debris. With each state having its laws pertaining to storm damage and what are referred to as “acts of Nature,”┬áthe coverage terms and limits may vary.

At Zapp Insurance Agency, our agents take pride in serving the nearby communities, including Ballston Spa, NY. Our goal is to provide each client with the most accurate and reliable information possible. Surviving a dangerous storm can be a scary experience. It is important to make sure vehicles are protected as well. We have the information you need to keep both you and your vehicles out of harm’s way.