When it comes to hitting the pavement with your new motorcycle, the State of New York requires that you purchase motorcycle insurance. The New York government has also set the standard for what is legally considered the minimum amount of liability insurance a rider needs to make sure they are legally riding their motorbike. The policy will cover three areas: bodily injury, total per accident and property damage coverage - bought at the minimum coverage amount. However, you can elect to purchase above and beyond the state minimum with a total coverage policy.
New York requires that your motorcycle insurance policy be purchased from a licensed insurance agent. Even still, the state of New York also requires that you inspect and re-register your motorcycle every twelve months, by April 30 of each year, in fact. That means every April, when the weather breaks and there are more bikes on the road, you can be sure they have been inspected and insured for safety.
However, according to statistics, motorcycle accidents are on the rise and with New York as a no-fault state, it doesn't matter whose fault the accident was, what matters is whether or not your motorcycle is insured. At Zapp Insurance Agency, LLC we serve the Ballston Spa NY area when it comes to motorcycle insurance. We have insured thousands of motorcycle enthusiasts and are a leading authority on motorcycle insurance laws in the state of New York.
To find out more about a new insurance policy for your motorcycle in Ballston Spa NY, contact us or drop in the next time you are in the area and speak with a friendly insurance agent who will answer all of your motorcycle insurance related questions. We hope to see you soon!